Accept Payments Anywhere With Mobile Solutions

Turn any smartphone or tablet into a payment terminal. Perfect for businesses on the go, pop-up shops, and field services.

Accept tap, chip, and swipe payments on mobile devices

No long-term contracts required

Payment Processing in Your Pocket

Our mobile payment solutions let you accept credit cards, debit cards, and contactless payments wherever your business takes you.

Simple setup, competitive rates, and next-day funding.

Accept payments anywhere, anytime

Mobile Payment Features

Everything you need to accept payments on the go, backed by the same security and reliability as our full POS systems.

Contactless Payments

Accept Apple Pay, Google Pay, and tap-to-pay cards with a compact mobile card reader that pairs with your smartphone or tablet.

Secure Transactions

PCI-compliant encryption protects every transaction, whether you are at a farmers market, a client site, or a pop-up event. Your customers' data is safe.

Next-Day Funding

Get your money fast with next-day deposits on all transactions processed before the daily cutoff time. No waiting days or weeks for your funds.

Payments Without Boundaries

Mobile payment solutions free your business from the counter. Whether you deliver goods, provide field services, or sell at events, our mobile card reader and app let you accept payments wherever you are. Pair the reader with your phone, and you are ready to process transactions in minutes. There is no complex hardware installation or dedicated internet connection required — just a smartphone or tablet and a cellular or Wi-Fi signal.

For many businesses, the ability to accept payments on the go is not a luxury but a necessity. Contractors collecting payment at a job site, food truck operators serving a lunch rush, and home service providers finishing an appointment all need mobile payment processing that is fast and dependable. Our solution is designed for exactly these scenarios, giving you a full-featured payment terminal that fits in your pocket.

Getting started takes less than five minutes. Download the app, create your account, and connect the compact Bluetooth card reader. From there, you can accept chip, swipe, and contactless payments immediately. The entire setup is designed so that even business owners with no technical background can be up and running the same day their reader arrives.

How Mobile Payments Work

Mobile payment processing follows the same secure authorization flow as a traditional countertop terminal, but the hardware is replaced by your smartphone or tablet paired with a compact card reader. When a customer taps, inserts, or swipes their card, the reader encrypts the card data and transmits it to your device over Bluetooth. The app then sends the encrypted transaction to the payment processor for authorization, which typically takes just two to three seconds.

Once the transaction is approved, your customer can receive a digital receipt by email or text message — no paper receipt printer needed. The sale is logged in your merchant dashboard in real time, so you have a complete record of every transaction along with reporting tools for daily totals, average ticket size, and payment method breakdowns. This gives you the same visibility into your business that a brick-and-mortar POS system provides, without being tied to a physical location.

Behind the scenes, the payment data travels through the same PCI-compliant networks used by major retailers. Tokenization replaces sensitive card numbers with randomized tokens before the data ever leaves the card reader, ensuring that actual card details are never stored on your phone or tablet. The result is a payment experience that feels seamless to the customer and is thoroughly secured for the merchant.

Tap to Pay and NFC Contactless Acceptance

Contactless payments have moved from a convenience to an expectation. Customers increasingly reach for their phone or tap their card rather than inserting a chip, and businesses that cannot accommodate this preference risk longer checkout times and lost sales. Our mobile card reader includes built-in NFC technology, allowing you to accept tap-to-pay transactions from contactless credit and debit cards as well as mobile wallets like Apple Pay and Google Pay.

The tap-to-pay experience is fast — most contactless transactions complete in under two seconds, which is noticeably quicker than chip insertion. For high-volume environments like farmers markets, festival booths, or busy delivery routes, that speed adds up over the course of a day. It also reduces physical wear on the reader since there is no card insertion or swiping involved.

Accepting Apple Pay and Google Pay through your mobile card reader also signals to customers that your business is modern and accommodating. Many consumers now leave home without a physical wallet, relying entirely on their smartphone for payments. By supporting mobile wallet acceptance, you ensure that these customers can pay you without friction, which directly supports higher conversion rates and repeat business.

"After we started accepting tap to pay at our market booth, checkout lines moved twice as fast and our average daily sales went up by nearly 20 percent."

Seasonal Market Vendor, Portland OR

Mobile Card Readers and Smartphone POS

Our mobile card reader is a compact, durable device designed for life outside the store. It connects to your smartphone or tablet via Bluetooth Low Energy, which preserves battery life on both devices throughout a full day of transactions. The reader accepts EMV chip cards, magnetic stripe cards, and NFC contactless payments, so you are prepared for any card a customer presents.

For businesses that need more than basic payment acceptance, the app transforms your smartphone or tablet into a full smartphone POS system. You can build a product catalog, apply discounts and taxes, split payments between multiple cards, and add tips — all from the same interface. Inventory tracking, shift reports, and customer management features are available for merchants who want to run their entire operation from a mobile device without investing in traditional POS hardware.

The reader itself is built to withstand the conditions that mobile businesses face daily. It is designed to operate reliably in temperature extremes, handles minor drops and bumps, and holds a charge for hundreds of transactions on a single battery cycle. When the reader does need charging, a standard USB-C cable brings it back to full power in about an hour.

Field Service, Delivery, and On-Site Payments

Businesses that operate in the field — plumbers, electricians, landscapers, caterers, delivery services — often struggle with collecting payment at the point of service. Invoicing after the fact introduces delays, increases the risk of non-payment, and creates administrative overhead. Mobile payment processing solves this by letting you collect payment the moment the job is done, right at the customer's door or job site.

Our mobile solution supports itemized transactions, so field technicians can build an invoice on the spot that reflects the actual work performed and materials used. The customer sees a clear breakdown before they pay, which builds trust and reduces disputes. Once the payment is processed, both parties receive a digital receipt, and the transaction is immediately reflected in your business reporting dashboard.

For delivery businesses, the ability to accept card payments on arrival eliminates the cash-handling risks and reconciliation headaches that come with cash-on-delivery models. Drivers can process payments in seconds using the mobile card reader, keep moving through their route, and the funds are deposited into your bank account the next business day. The entire workflow is designed to minimize time spent on payment collection so your team can focus on the service itself.

"Our technicians used to carry invoices and wait weeks for checks. Now they collect payment before they leave the job site, and our cash flow has never been better."

HVAC Service Company Owner, Dallas TX

Security for Mobile Transactions

Security is often the first concern business owners raise when considering mobile payment processing, and it is a valid one. Processing payments on a personal smartphone or tablet sounds less secure than a dedicated terminal — but in practice, our mobile solution applies the same encryption and compliance standards used by the largest payment processors in the industry.

Every transaction begins with point-to-point encryption at the card reader itself. The card data is encrypted before it ever reaches your phone, which means the sensitive information never exists in a readable form on your mobile device. Tokenization then replaces the encrypted data with a unique token for transmission to the processor, adding a second layer of protection. Even if a device were compromised, there would be no usable card data to extract.

Our mobile payment platform is fully PCI DSS compliant, and we handle the compliance burden so you do not have to. The app is regularly audited and updated to meet evolving security standards, and all communication between the reader, your device, and our servers occurs over TLS-encrypted channels. For added protection, the app supports biometric login and session timeouts, ensuring that only authorized users can process transactions on your account.

Trusted Payment Partners

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Frequently Asked Questions

Explore More Solutions

Paymetrics provides complete payment solutions for your business, from processing to reporting to support, all from one provider.

POS Systems

Modern POS solutions for retail, restaurants, and service businesses.

Virtual Terminal

Accept phone orders, mail orders, and invoiced payments through a secure web-based virtual terminal.

Get Started in Minutes

Getting started with Paymetrics is quick and straightforward. Most merchants are approved within 24 hours.

Step 1

Apply Online

Complete our simple application in minutes. No complex paperwork required.

Step 2

Get Approved

Most merchants are approved within 24 hours with fast, transparent underwriting.

Step 3

Start Processing

Begin accepting payments immediately with our easy setup and dedicated support team.

More Than a Payment Processor

Paymetrics provides the merchant services and payment solutions your business needs to accept payments, reduce costs, and grow revenue.

No long-term contracts. Competitive rates. Dedicated support from day one.